Tap to Pay on iPhone lets your business accept payments anywhere, as long as you have access to Wi-Fi or cellular data.
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Tap to Pay on iPhone lets your business accept payments anywhere, as long as you have access to Wi-Fi or cellular data.
Tap to Pay on iPhone lets your business accept payments anywhere, as long as you have access to Wi-Fi or cellular data. That gives you a more flexible way to take payments wherever your customers are.
If you have an iPhone XS or later running the latest version of iOS, you can use the Moneris Go app to accept payments on your iPhone. Here’s how it works and what that means for your business.
What is Tap to Pay on iPhone for small businesses?
With Tap to Pay on iPhone, you can accept contactless payments directly on your iPhone without using a traditional POS terminal or separate card reader. That makes it easier to take payment wherever the sale happens. Customers can pay using a digital wallet on a smartphone or smart watch, a credit card or a debit card.
This works well when checkout doesn’t happen at a front counter. You might be helping customers on a busy sales floor, selling at a pop-up tent or market, or taking payment at a customer’s home as part of a mobile service.
It also works well during busy periods when you need to reduce lineups or complete sales away from your main checkout area. If you offer curbside pickup, work outdoor events or sell from temporary setups, Tap to Pay on iPhone gives you a more flexible way to keep transactions moving.
For the customer, the payment experience still feels familiar. They tap their contactless card or digital wallet on your iPhone just as they would on a traditional payment terminal.
How Tap to Pay on iPhone works at checkout
Using Tap to Pay on iPhone is simple. Here’s how it works in practice, and how you can start taking payments on an iPhone XS or later:
Is Tap to Pay on iPhone right for your business?
Tap to Pay on iPhone is a strong fit if you want to accept contactless payments away from a fixed checkout counter. It works well for solo operators, mobile service businesses, pop-up shops, markets and other setups where carrying extra hardware doesn’t make sense.
It’s also a good option if you only need mobile payment acceptance at certain times instead of all day at every checkout point. That includes taking occasional payments on a busy sales floor, completing curbside orders or checking out customers at events, temporary setups or customer locations.
A traditional payment terminal like Moneris Go is a better fit if several employees need to take payments simultaneously at dedicated checkout points. It’s also a better fit if your business regularly takes payments above the contactless tap limit.
Accept payments anywhere on your iPhone with Moneris
With Moneris, you can accept contactless payments on an iPhone XS or later using Tap to Pay on iPhone and the Moneris Go app. That gives you a simple way to accept payments beyond a fixed checkout counter, without relying on a separate card reader or a traditional POS terminal.
This works well if you need more flexibility in how and where you sell. Whether you’re helping customers on the sales floor, working a pop-up or taking payments on the go, Moneris helps you turn your iPhone into a secure payment device.
Yes. You can accept contactless payments directly on an iPhone XS or later with the latest version of iOS plus the Moneris Go app. This lets you take in-person payments without relying on a separate card reader for every transaction. For your business, that means you can accept payments wherever it makes sense to complete the sale. If you serve customers on the floor, on-site, or away from a fixed counter, Tap to Pay on iPhone gives you a more flexible way to check out customers using a device you already carry.
To use Tap to Pay on iPhone, open your supported payments app, enter the sale amount, and present your iPhone to the customer. They then tap their contactless card or digital wallet on your phone to complete the transaction. From there, the payment is processed through your payment provider just like any other in-person card payment. You can then manage the transaction through your normal reporting, receipt, and settlement workflow, which helps you keep checkout flexible without changing how you track payments.
One of the main benefits is that it helps you accept payments wherever your customers are. Instead of bringing every customer to a fixed checkout point, you can complete the sale where it happens, making checkout more convenient for both your team and your customers. It also reduces your reliance on extra hardware while keeping payments connected to your existing processing setup. That gives you more flexibility in how you sell without giving up the visibility you need to manage receipts, reporting and day-to-day payment activity.
Yes. Tap to Pay on iPhone uses iPhone’s built-in security features to keep transactions secure. Apple never stores card numbers on its servers when a payment is processed. For instance, with Moneris, when you use Tap to Pay on iPhone with the Moneris Go app, photo, video, screenshot and screen-recording features are paused on your iPhone during the transaction. This helps protect your customer’s card information while giving you a secure way to accept contactless payments on the device.
We’ll guide you through the steps and help you apply what you’ve learned here to your own setup.
Moneris is a leading provider of payment processing solutions in Canada. Our blog is your go-to resource for insights into the ever-evolving world of payments. We cover everything from the latest industry trends and technologies to practical advice for businesses of all sizes. Our blog's mission is to spotlight small businesses and provide resources that help them succeed in today's economy. Blog articles are written by members of Moneris' in-house marketing team with support from internal product and industry experts.
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