Merchant lifecycle APIs

Take full command of your payment lifecycle with API-first infrastructure built for platforms at scale.

Embed the entire merchant lifecycle into your platform, enabled through Moneris API and backed by Moneris' trusted commerce infrastructure.
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From onboarding to payment acceptance, power the complete merchant lifecycle within your software platform.

Go beyond payment processing by embedding the complete merchant lifecycle into your platform. Manage merchant onboarding, account management, product ordering, reporting, settlement and other operational workflows through a unified set of APIs built on Moneris' trusted commerce infrastructure that processes 5 billion+ transactions every year.1
Merchant Lifecycle APIs
Create seamless merchant experiences with APIs that streamline every stage of the merchant lifecycle.
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Why build merchant lifecycle capabilities with Moneris?

Get full merchant lifecycle control

Embed the full merchant lifecycle with connected APIs for onboarding, account management, reporting, settlement and operations—without building your own merchant operations platform.

Deliver a seamless embedded experience

Create a fully integrated, white-label merchant experience directly within your software. This helps you maintain your brand while giving merchants a consistent, end-to-end journey.

Scale with confidence

Support thousands of Canadian merchants across multiple industries with powerful, connected APIs and infrastructure designed for high-volume, enterprise-grade commerce.

Build on Canada's leading infrastructure

Deliver secure, reliable payment experiences backed by Moneris' trusted acquiring platform, nationwide payment network connectivity and 25 years of commerce expertise.

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Build end-to-end merchant experiences with connected APIs.

Expand your embedded commerce platform with unified APIs that streamline merchant operations, automate workflows and simplify account management.

Boarding API and Account Management API

Enable merchant onboarding, account creation and ongoing account maintenance through two APIs that simplify lifecycle management.

Dispute Response API

Respond to disputes, retrieve case details, submit supporting documentation and track chargeback activity directly from your platform.
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Transaction Webhook

Receive real-time notifications for transaction and merchant lifecycle events, enabling automated workflows and responsive user experiences.
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Payouts API

Seamlessly initiate payouts directly to merchant or recipient bank accounts through Moneris' trusted settlement infrastructure.
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Frequently asked questions about Merchant Lifecycle APIs.

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1 Moneris data, 2025.