Unlock more with Mastercard^®.

Contactless uses NFC (Near Field Communication) technology to transmit payment information wirelessly. It’s widely used by consumers and continues to grow in popularity, especially for quick, everyday transactions.

Merchants can accept contactless payments made with physical cards for purchases up to $250 without requiring a PIN. For mobile wallets and wearables (like Apple Pay or smartwatches), transactions over $250 can also be accepted securely, thanks to built-in biometric verification (like Face ID or fingerprint). This means you can offer faster, more secure checkouts for both low and high-value purchases while protecting your business from fraud.

Note: Some cards may not support contactless payments over $250 via mobile or wearables unless the cardholder’s bank has enabled this feature.

Downloadable logo artwork and usage guidelines are available at the Mastercard Brand Center. You may also order decals from the Brand Center.

Tokenization is the process of replacing sensitive card data with a unique, random and secure token. A token can be used for processing in-store and ecommerce payments to help protect both customers and businesses from fraud. Acquirers can support merchants through tokenization to ensure they are offering additional security layers in the transaction journey and support their bottom line through reduced cart abandonment and higher approval rates.

The process of tokenization offers the following benefits: enhanced data security (cardholder data is not stored or transmitted), reduced PCI requirements, more seamless customer experience (for example, for cards on file), fraud reduction and improved approval rates.