Get to know Moneris pricing.

As a leader in Canadian commerce, Moneris helps businesses thrive through the value we provide every day—delivering fast onboarding, transparent pricing, next-day deposits, advanced fraud protection and 24/7 expert support. 

Gain the best value for your business.

Explore two competitive pricing options from Moneris —Flat Rate or Simplified Pricing—for your convenience. 

Moneris Flat Rate Pricing

Moneris Flat Rate Pricing is the ideal option for businesses that value cost certainty and predictability.   

Under this pricing model, you do not pay any interchange or network assessment fees. You pay a single fixed rate for every credit and debit transaction, regardless of the card brand, giving your business greater cost clarity and consistency.  

This streamlined approach reduces statement complexity and includes fraud prevention tools at no extra cost, so you know exactly what you’ll be paying. 

Card-present

2.65%

+ $0.10
Per credit card transaction

Accept in-person payments with a Moneris point-of-sale device.

2.65% + $0.10
per successful credit card transaction

Interac® Debit: $0.10
per successful debit transaction

Card-not-present

2.85%

+ $0.30
Per credit card transaction

Accept payments made through your website or by phone

2.85% + $0.30
per successful credit card transaction

Interac® Debit: $1.00
per successful debit transaction

Moneris Simplified Pricing

Moneris Simplified Pricing (also known as Interchange Plus or Cost Plus pricing) fees are based on the types of cards you accept and your monthly transaction volume.

Under Simplified Pricing, credit and debit transactions include the following fees:

Interchange

Interchange is the amount that providers, like Moneris, are required to pay the credit/debit card issuer and/or financial institution per transaction processed by the merchant.

Network Assessment Fee

A network assessment fee is the amount that providers, like Moneris, are required to pay the card brands for each credit/debit card transaction processed by the merchant.

Transaction Fee

The transaction fee is the amount Moneris charges for providing 24/7 customer service, comprehensive reports, settlement, clearing and credit/debit card processing.  

  • Flat Rate Pricing
  • Simplified Pricing
Pricing Breakdown:

Devices

  • Flat Rate Pricing

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  • Simplified Pricing

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Transaction fees

2.65% + $0.10 (Card-present) 
2.85% + $0.30 (Card-not-present)
Based on business type and total volume processed
Included 
Visit the following for full details: VisaMastercardInteracAmerican ExpressUnionPayDiscover/JCB
0.50% 
Incremental based on card brand interchange and applicable network assessment fees. See the links above for full details.  
0.80%
Incremental based on assessment fees, up to 1.00%
Included
Incremental

Fraud Prevention Tools:

Included
Incremental
Included
Incremental
Included
Incremental

Get more with Moneris

We take pride in supporting the growth of Canadian businesses by offering commerce solutions with the following benefits:

Easy setup and 24/7 support

Enjoy a quick, hassle-free setup with on-site training from our Moneris Field Services team. Plus, connect with a live customer service agent whenever you need assistance.

Transparent and competitive pricing

Know all Moneris fees upfront so you never have to shift your focus away from important aspects of your business. Enjoy integrated or custom solutions with unbeatable value-adds.

Next-day payday

We work with BMO and RBC to get you access to your funds sooner. Make a deposit and see the balance in your account the very next day – even if it’s not a business day.

Advanced Security

Gain tools designed to prevent fraud in real time. For example, avoid fraud-related chargebacks with a two-step authentication process that not only verifies the credit or debit card details, but also the identity of the cardholder.

Frequently Asked Questions

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