Customer completing a secure mobile payment using a smartphone during a restaurant purchase.

Bring bank-authenticated payments—powered by Interac’s Konek™ solution—to your online checkout.

Moneris is the first commerce solutions provider in Canada to offer Konek™, bringing together credit cards, debit cards and line-of-credit accounts in a secure ecommerce experience backed by Interac.

A little more choice at checkout goes a long way, especially when trust comes built in.

Konek gives customers another way to pay through the financial institution they already use every day. Available through Moneris Gateway and Moneris Checkout, it brings credit card, line of credit and debit payments directly from eligible savings and chequing accounts into a seamless, secure online checkout experience that feels familiar from the moment they sign in.
Computer screen displaying Moneris Checkout, an ecommerce payment gateway powered by Moneris Gateway.
A familiar way to pay, now available through Moneris.
Checkout works best when customers see an option they know and trust. Konek adds a familiar bank-authenticated payment experience that can increase payment choice, reduce checkout friction and support repeat purchases.
Computer screen displaying Moneris Checkout, an ecommerce payment gateway powered by Moneris Gateway.
Computer screen displaying Moneris Checkout, an ecommerce payment gateway powered by Moneris Gateway.
  • Konek is supported by Canada's leading financial institutions, giving businesses access to a payment method that millions of Canadians can use and trust from day one.
  • Because Konek payments go through bank authentication rather than a card network, fraud rates and chargebacks may be lower, helping reduce your overall cost of acceptance.
  • Konek supports multiple payment types, including credit card, debit card (direct account payments from an eligible chequing or savings account) and line of credit accounts, all through Moneris Gateway and Moneris Checkout.
  • After paying with Konek once, customers can check out with a single click on future purchases, creating a faster experience that can encourage repeat purchases and reduce checkout abandonment.
  • Konek uses tokenization, so card numbers and account details are never stored or passed to you directly. Only the information needed to process the payment comes through—nothing else.
  • Konek is developed by Interac—the same network behind the debit and e-Transfer experiences Canadians already use every day.

A step-by-step look at how Konek works for customers.

1

Select Konek

Choose "Pay with Konek" from the available payment options during checkout.

2

Select a financial institution and authenticate securely

Choose a financial institution from a list of participating Canadian banks and sign in using secure online banking credentials. Nothing new to remember, and their login is never shared with the merchant.

3

Choose how to pay

Choose a preferred payment method: chequing, savings, line of credit, debit or credit card.

4

Review and confirm

Customers see a summary of their order and payment details before submitting, so there are no surprises before the transaction is sent to their bank.

5

Payment confirmed

Their bank approves the transaction, and the order goes through. No card number typed. No new account created.

Made for Canadian businesses, backed by Canadian banks.

First to bring Konek to Canadian merchants

Moneris is the first commerce solutions provider in Canada to offer Konek. Add this new payment experience powered by Interac through the gateway you already use today. 

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Easy to add. Easy to manage

Konek works with the Moneris Gateway and Moneris Checkout. Enabling it is a simple configuration change and onboarding process—no new development required. 

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Fraud protection built in

Konek uses bank-grade authentication and tokenization on every Moneris transaction. Customer account details never touch your systems—only what's needed to complete the payment comes through. 

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Help whenever you need it

Moneris’ support team is available around the clock, in both English and French. If something comes up with Konek mid-shift or after hours, you don't have to wait until morning. 

Frequently asked questions about Konek.

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