Fraud Tools

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Get the right payment solution for your business

Moneris offers a range of online fraud protection tools for businesses of all sizes.

  1. Physical Protection

    PCI compliant across all terminals and software

  2. Data in Motion

    End-to-end encryption of cardholder data

  3. Data At Rest

    Omni-channel tokenization protecting sensitive card data

  4. Online Sales

    Real-time transaction analysis with risk scoring

  5. In-Store Returns

    Real-time refund authorization using behavioural analysis & benchmarking

  6. Employee Fraud

    Exception monitoring via POS transactions and behaviours

The Basics

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Real-Time Cardholder Authentication (3D Secure)

Authentication of an online shopper to their card issues through Verfied by Visa® and MasterCard SecureCode®

Card Verification Value (CVV)

Confirms the customer has the physical card by matching the 3-4 digit code provided to what is on record with the credit card company

Address Verification Service (AVS)

Matches the address the customer provided to the address on record with the credit card company

Tokenization & Vault

  1. Tokenization

    Tokenization replaces credit card details with a unique identifier (the token) that remains stored in the Moneris Vault. Tokens can be shared across your business and used for subsequent transactions online and at the point-of-sale.* As no card data is stored by the merchant, security is that much stronger.

  2. Vault

    Our PCI-certified Vault resides on the Moneris Gateway to securely store data, including tokens and customer information. Merchants can create customer profiles for future transactions and update customer records in real-time.

  3. Hosted Tokenization (HT)

    For online businesses that prefer not to handle credit card numbers directly, the credit card data is collected by Moneris on the merchant’s behalf. A token is returned to complete the online transaction.

Fraud Prevention Insights

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