Partial approval involves a transaction with a pre-paid credit card where only part of the full purchase amount is paid and there is a balance due. The balance due can be paid by another pre-paid card or by another tender type. This continues until the full purchase amount is paid.
Pre-paid credit cards are sometimes referred to as "gift cards" but for the purpose of clarity, we will refer to them as pre-paid credit cards. These cards are loaded with a pre-defined value and can be used during a purchase transaction to pay for all or part of the transaction. Pre-paid cards include:
§ A credit card (such as Visa or Mastercard) loaded with a specific value;
§ A gift card from a specific store.
Partial Approval Purchase transactions are similar to regular credit card Purchase transactions except that they involve a pre-paid credit card whose value is less than the total purchase amount. The customer must therefore provide one (or more) other forms of payment.
Click on the following links for step by step instructions.
View the Partial Approval receipt example under Receipts.
Perform a Balance Inquiry to find out the value on a pre-paid credit card.