POS Entry Codes

When viewing transaction details and reports, information about card entry at the point of sale is presented as a two-digit numeric value.  This topic provides you with a legend to be able to read and understand the numeric values presented for MasterCard, Visa, Discover, and JCB, respectively. 

Where you'll see entry codes 

You will see entry codes in the following areas in Merchant Direct:

POS Entry Code Definitions

The tables below provide entry codes and their definitions for MasterCard, Visa, Discover, and JCB, respectively. These codes will help you understand how the card was entered at the point of sale. 

View codes for:

MasterCard

Value Definition
00 PAN entry mode unknown
01 PAN manual entry
02 PAN auto-entry via magnetic stripe
03 PAN auto-entry via barcode reader
04 PAN auto-entry via Optical Character Read (OCR) 
05 PAN auto-entry via chip
06 PAN auto-entry via chip, contactless mapping service applied
07 PAN auto-entry via contactless M/Chip
09 PAN entry via electronic commerce, including remote chip
10 Credential on file
79 Chip card at a chip-capable terminal was unable to process the transaction using data on the chip or magnetic strip - PAN entry via manual entry
80 Chip card at a chip-capable terminal was unable to process the transaction using data on the chip - terminal defaulted to magnetic stripe-read PAN
81 PAN entry via electronic commerce, including chip
82 PAN auto entry via server (issuer, acquirer, or third-party vendor system)
90 PAN auto entry via magnetic stripe -  full track data has been read without alteration or truncation
91 PAN entry via contactless magnetic stripe
95 Visa only - chip card with unreliable Card Verification Value (CVV) data

Visa

Value  Definition
00 Unknown
01 Manual entry
02 Visa: Magnetic stripe read - CVV checking may not be possible. PLUS: Track 2 contents read, but transaction not eligible for CVV checking
03 Barcode / QR payment code
05 Contact integrated circuit card read using VSDC chip data rules. Online CAM authentication method - CVV checking possible
07 Contactless device - read originated using VSDC chip data rules. Online CAM authentication method - CVV checking possible
10 Credential on file. Merchant initiates transaction for cardholder using credentials stored on file
90 Magnetic stripe read and exact content of Track 1 or Track 2 included - CVV checking possible
91 Contactless device - read originaled using magnetic stripe data rules. CVV checking is possible. Online CAM checking possible for MSD CVN 17 only
95 Integrated circuit card read - CVV checking may not be possible

Discover

Value Definition
00 Unknown
01 Manual entry
02 Magnetic stripe read - track data is not required
03 Barcode / QR payment code
04 Optical Character Read (OCR)
05 Integrated Circuit Card (ICC) read (chip)
07 Contactless (chip) / eCommerce
08 Card present - magnetic stripe defective and cannot be read
81 Contactless (RFI magnetic stripe) / eCommerce
82 eCommerce (mobile)
90 Magnetic stripe read, full track data available (swiped) / Voice authorization (manual entry)
91 Contactless (magnetic stripe) / Voice Response Unit (VRU)

JCB

Value Definition
00 Unknown
01 Manual entry
02 Magnetic stripe read - track data is not required
05 Integrated Circuit Card (ICC) read (chip)
81 Contactless (RFI - magnetic stripe) / eCommerce