When viewing transaction details and reports, information about card entry at the point of sale is presented as a two-digit numeric value. This topic provides you with a legend to be able to read and understand the numeric values presented for MasterCard, Visa, Discover, and JCB, respectively.
You will see entry codes in the following areas in Merchant Direct:
The tables below provide entry codes and their definitions for MasterCard, Visa, Discover, and JCB, respectively. These codes will help you understand how the card was entered at the point of sale.
View codes for:
Value | Definition |
00 | PAN entry mode unknown |
01 | PAN manual entry |
02 | PAN auto-entry via magnetic stripe |
03 | PAN auto-entry via barcode reader |
04 | PAN auto-entry via Optical Character Read (OCR) |
05 | PAN auto-entry via chip |
06 | PAN auto-entry via chip, contactless mapping service applied |
07 | PAN auto-entry via contactless M/Chip |
09 | PAN entry via electronic commerce, including remote chip |
10 | Credential on file |
79 | Chip card at a chip-capable terminal was unable to process the transaction using data on the chip or magnetic strip - PAN entry via manual entry |
80 | Chip card at a chip-capable terminal was unable to process the transaction using data on the chip - terminal defaulted to magnetic stripe-read PAN |
81 | PAN entry via electronic commerce, including chip |
82 | PAN auto entry via server (issuer, acquirer, or third-party vendor system) |
90 | PAN auto entry via magnetic stripe - full track data has been read without alteration or truncation |
91 | PAN entry via contactless magnetic stripe |
95 | Visa only - chip card with unreliable Card Verification Value (CVV) data |
Value | Definition |
00 | Unknown |
01 | Manual entry |
02 | Visa: Magnetic stripe read - CVV checking may not be possible. PLUS: Track 2 contents read, but transaction not eligible for CVV checking |
03 | Barcode / QR payment code |
05 | Contact integrated circuit card read using VSDC chip data rules. Online CAM authentication method - CVV checking possible |
07 | Contactless device - read originated using VSDC chip data rules. Online CAM authentication method - CVV checking possible |
10 | Credential on file. Merchant initiates transaction for cardholder using credentials stored on file |
90 | Magnetic stripe read and exact content of Track 1 or Track 2 included - CVV checking possible |
91 | Contactless device - read originaled using magnetic stripe data rules. CVV checking is possible. Online CAM checking possible for MSD CVN 17 only |
95 | Integrated circuit card read - CVV checking may not be possible |
Value | Definition |
00 | Unknown |
01 | Manual entry |
02 | Magnetic stripe read - track data is not required |
03 | Barcode / QR payment code |
04 | Optical Character Read (OCR) |
05 | Integrated Circuit Card (ICC) read (chip) |
07 | Contactless (chip) / eCommerce |
08 | Card present - magnetic stripe defective and cannot be read |
81 | Contactless (RFI magnetic stripe) / eCommerce |
82 | eCommerce (mobile) |
90 | Magnetic stripe read, full track data available (swiped) / Voice authorization (manual entry) |
91 | Contactless (magnetic stripe) / Voice Response Unit (VRU) |
Value | Definition |
00 | Unknown |
01 | Manual entry |
02 | Magnetic stripe read - track data is not required |
05 | Integrated Circuit Card (ICC) read (chip) |
81 | Contactless (RFI - magnetic stripe) / eCommerce |