Card Entry and Card Verification for UnionPay Cards

Card entry

Based on whether the card presented has a chip and magnetic stripe, or a magnetic stripe only, follow the appropriate entry method described below.

Note: Contactless entry (tapped) and manual entry (keyed) methods are not supported.

If the UnionPay card has a chip and magnetic stripe:

If the UnionPay card has a magnetic stripe only:

Note: See How to Identify UnionPay Cards for more information on what the cards look like.

 

Card verification

When the cardholder is present, UnionPay transactions require card verification by cardholder signature. In addition to a signature, some cards require PIN entry.

Signature

The cardholder must sign the Merchant copy of the receipt, including transactions where they have entered a PIN.

PIN

Both UnionPay chip cards and magnetic stripe only cards may prompt the cardholder for a personal identification number (PIN).  Some cards permit the cardholder to bypass the PIN if they have configured the card in this manner with the issuing bank.

Note: It is up to the cardholder to know whether their card requires a PIN.